Disclosure – this is a collaborative post
Whether you’re preparing for the holidays or a rainy day, it’s always great to find new cost-saving opportunities. The internet provides plenty of these in the form of coupons, comparisons, and competitive pricing.
But it doesn’t stop there. You can also take advantage of numerous apps that do everything from tracking your spending to automatically putting money aside. Likewise, savvy shoppers make use of browser extensions and cashback websites that help you save even more. Read on to learn about a few of these services and why they’re worth a try.
Chip
After analysing your budget, this clever app determines how much you can save and automatically transfers the money to a linked account. It works with most major banks and allows you to set targets to stay on track. While free to download, Chip charges fees ranging from 50p to £1.50 for withdrawals and certain saving functionality.
There’s currently no interest to be earned on a Chip account, but the developers plan to offer a separate account where you can earn interest on your savings. Oval Pay is another service in this category with similar features.
Quidco
This cashback website is considered to be the biggest in the UK. Free to join through a basic membership, Quidco has just about everything, including regular promotions, member bonuses, discount vouchers, and more. The company claims that members earn an average of £300 per year in cashback rewards.
Of course, your experience will vary depending on where and how often you shop online. If you’re looking for an alternative, check out the following sites:
- Boom25
- 20Cogs
- Oh My Dosh
- TopCashback
- Swagbucks
Low Price Foods
We all know that buying in bulk is a surefire way to save. These days, you don’t need to head out and lug heavy boxes back home to make it happen. You can now bulk buy food online as well.
Low Price Foods stock bulk products in a range of categories. From crisps to chocolates to canned goods and dog food, you can find just about everything you need at a minimal cost. Despite the size of the packages, you can pay as little as £4.95 for delivery. Orders arrive at your door and sales are hosted frequently for even more savings.
Cleo
Traditional budgeting is at best a tedious endeavour. There’s nothing particularly fun about it, which puts most people off the task. Cleo aims to change that with the help of artificial intelligence. Accessible through Facebook Messenger or their standalone app, Cleo assesses your spending habits and reveals clear insights into how you can save.
In addition to personal finance tips, the chatbot also sends funny GIFs as part of its attempt to spice up your budgeting process. The base version is free to use, while Cleo+ offers extra features such as a salary advance and credit coach.
While each of these services can help you save hundreds or even thousands per year, they are by no means your only options. Do some investigating and find out how you can stretch your money even further.
Disclosure – this is a collaborative post.
