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6 Smart Budgeting Tips for Big Families

6 Smart Budgeting Tips for Big Families

Disclosure – this is a collaborative post.

There is a tough road ahead for lots of families, and even if your finances are in pretty good condition, it would be wise to start reviewing your household spending habits. Prices are up for virtually everything, and unless you keep a tight grip on your finances, you might be caught off guard. There are tons of different ways for households to save money, however, and, in most cases, these don’t require that you make huge changes to your everyday life. Let’s take a look at a few smart budgeting tips for families.

Sign up for Loyalty Programs

One of the things everyone should do is look for the loyalty program of any store where they’re a regular. Most of these loyalty programs will give you an instant discount too.

If you want to make this discount count, try to sign when you’re getting ready to make a big purchase. Also, make sure to keep an eye on your inbox as you may get many deals sent to you. And, if you want to make things easy, open an email account for loyalty programs specifically. This will allow you to quickly sift through the different deals you might be getting.

Use Smart Thermostats

Heating is one of the biggest expenses for households and you’ll need to be very careful this winter. One of the best things you could do would be to invest in smart thermostats right away. These will allow you to heat rooms when only you need them. Some smart thermostats will also shut down and on automatically so you can use the most out of your residual heat.

Check out Deals Sites

There are so many different sites offering deals these days, and, no matter where you like to shop, there’s a strong chance that you’ll find a coupon for it online. Find a site that’s well organized with lots of digital coupon deals and that is known for having valid offers. And make sure to go back as often as you can for new deals.

Get a Chest Freezer

This could be one of the smartest decisions your family has ever made. If you have space for a chest freezer, try to get the biggest that you can. This will allow you to take advantage of deals on perishables like meat, certain vegetables, and even things like cheese, among others.

Buy in Bulk

Another thing you should do is start buying more things in bulk. If you see a deal on something that your family consumes, then you can buy as much as you reasonably can and store them either in a pantry or in your new chest freezer.

Buying in bulk can also help you save on meat. Instead of buying precise cuts, you can get larger pieces or even whole animals if you wanted.

Stay Away from Transformed and Heavily Processed Products

If you want to cut your grocery costs and have a healthier household, try to stay away from anything that was heavily processed. Companies will charge a premium for this, and the more a product has been manipulated, the higher that premium will be.

Also, try to make more things yourself. You can do everything from chips to pizza, to all sorts of baked goods from scratch for a fraction of the price. So don’t be afraid of little work and save by making more homemade products.


If you’re struggling with your finances or would like to be a bit more comfortable, follow these few tips. Many of them will also allow you to limit overconsumption too, so you’ll get to do something good for the planet as a result.

Disclosure – this is a collaborative post.